You don’t necessarily have to spend top-dollar to find some very decent concealed carry guns for EDC purposes.
Besides, spending less on a carry gun means more funds left over for a holster, ammunition, and training.
It isn’t an exaggeration to say that the good old days of firearms are now.
Never before has the handgun buyer been more spoiled for choice when it comes to CCW pistols or really any type of gun…at all.
Unlike in eras past, when a budget gun meant a battered old surplus pistol or a Saturday Night Special, you can get a legitimately good handgun for defense purposes for not too much.
So let’s dive into that a little more. We’ll talk about how much you should spend on a CCW and then lay out some models we think are good while keeping costs down.
Summary of Our Top Picks
Best for Large HandsAlmost full sized but still easy to conceal, pretty reasonably priced and reliable
Table of Contents
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How Much Should I Spend on a Concealed Carry Gun?
There isn’t an amount you should or shouldn’t spend on a concealed carry gun.
Instead, it’s really more about getting certain attributes that you need from the gun you’re going to potentially defend your life with.
The gun has to be a good fit for you — making it easier for you to handle, aim and shoot well.
You have to be able to conceal it easily, though that has more to do with your choice of concealed carry holster, belt, and clothing than the gun.
However, there is a practical consideration when it comes to the purchasing price.
If you ever have to use a gun in defense of yourself, there’s a good chance it will be taken into evidence by the police.
There is also a chance that IF you get it back (and that’s a big if), it will be in very poor condition and may need to be replaced.
So make sure whatever you DO decide to spend on a carry pistol is an amount that you’re comfortable with losing.
Best Concealed Carry Guns Under $400
So let’s say you have a tight budget and can’t spend more than $400 on a handgun. Even 10 years ago, that would have severely limited your choice among new guns.
Today…it really doesn’t. There are plenty of very capable concealed carry guns at or even under this price point.
What would be some of the best of them? Best is a little subjective; what may be best for you may not be best for someone else.
However, here are a few stellar picks for a CCW gun for less than four Benjamins.
1. Taurus G2C/G3C
The Taurus G2C is the PT111 Millennium G2 with a facelift.
It’s a subcompact double-stack striker-fired pistol, which can carry 12+1 of 9mm or 10+1 of .40 S&W…if you dare…with a second-strike “double-action” trigger just in case.
Taurus’s internal gun lock has been omitted (and appears to have been dropped almost altogether) from their new guns, so no having to worry about it anymore.
The frame has an accessory rail, so compact lights or lasers can be added if so desired.
The G2C is better ergonomically than you’d think a budget pistol would be.
The trigger isn’t fantastic by any stretch, but the pistol is reasonably accurate, and current owners — not people who had a Taurus over a decade ago — report that they are a lot more reliable than the haters claim.
Support from the holster industry is excellent, and while the gun lacks some refinement compared to others of similar size, it goes bang and puts bullets where you need them to go.
Prices accurate at time of writing
Prices accurate at time of writing
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Johnny did a full review of the G2C, so check that out for more deets or see the video review below.
If you want a few extras and a little new-new, then also look into the G3C — an updated take on the G2C.
The G3C delivers a reliable, ergonomic, and economic CCW for the average person.
It’s not a nail driver, but it does what it is supposed to do. It works as a budget option for those looking for a concealed carry pistol.
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Prices accurate at time of writing
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You know what we’re going to say next…Johnny did a review on the G3C (comparing it to the G2C), so be sure to read that review or see the video below.
2. Canik TP9SF Elite
The Canik TP9SF Elite might just be the best budget gun there is.
Canik’s TP9 series has been tipped as a “Glock Killer” in print many times and for reasonably good reason.
They have excellent ergonomics, an outstanding factory trigger on the SF models, and far more features than pistols from bigger names have for a heck of a lot less in asking price.
The TP9SF Elite is a “compact” model, though its dimensions (7.28″L x 1.45″ W x 5.27″ H) are really more those of a full-size gun. In fact, it’s almost the same size as a Smith & Wesson M&P9.
However, it’s a little more streamlined and, therefore, easier to carry than the full-size TP9SF.
The standard capacity is 15+1 of 9mm. Standard models come with Warren Tactical sights — black steel rear ramp and red fiber optic up front instead of white dots — swappable grip panels to dial in the fit, a striker indicator (a la the Walther PPQ), and a very, very good factory trigger.
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Prices accurate at time of writing
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It’s a bit big, a bit heavy, but it can be dealt with.
MSRP starts around $400, so it’s right around the limit, but you can find the ONE Series version (which includes only one magazine, but they’re reasonably priced and easy to find) for as little as $300 in some instances.
What’s your take on the Canik? Rate it below!
3. SCCY DVG-1
SCCY pistols have gotten some stick over the years due to having a double-action-only trigger system that’s less than perfect. Credit where due; it really wasn’t.
The DVG-1 series — allegedly for “David Vs Goliath” — uses a striker-fired system that makes the trigger operation more familiar to most shooters and tames the pull to an easy 5.5 pounds.
SCCY specializes in working-class handguns, so you get a compact double-stack pistol (10+1 of 9mm) with few other features to really speak of. There are, however, some very smart design touches.
The slide has the same slide cuts as the Glock 43, so you can upgrade the sights easily if so desired.
A version with manual safeties may be available at some point as well, as they are an available option for their previous models.
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Prices accurate at time of writing
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Sure, SCCY pistols don’t win IPSC world championships or beauty contests, but it’s an honest working-class pistol for not too much in asking price.
4. Walther CCP M2 380
The Walther CCP M2 380 debuted in 2020.
It’s also one of the softest-shooting pistols you’ll ever pick up. There’s barely any recoil.
You might also be used to a .380 pistol proving hard to shoot accurately due to the shortened sight radius. You won’t believe how easy this pistol is to shoot incredibly well.
That’s mostly due to the CCP being more of a subcompact rather than a micro. The dimensions are actually the same as the standard CCP, which makes it roughly the size of a Glock 43X.
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Prices accurate at time of writing
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The longer barrel length (and therefore sight radius) makes good marksmanship that much easier, as well as ensuring better terminal performance of .380 hollow points.
5. Ruger EC9S
This next entry favors a compact size over capacity but still does well at 7+1 rounds of 9mm in a single stack magazine. The result is a very slim line profile that tucks away nicely.
The price comes in below that magical $400 threshold with street prices running between $200 and $250. And while you’ll notice some bargain bin features, the overall package is good.
Ergonomics are okay, accuracy is good, and we found the reliability to be sound during our full review here.
At this price, you could almost buy two and still come in under budget.
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Prices accurate at time of writing
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6. Hi-Point
We couldn’t do a list of budget guns and not include the brand that basically made budget cool…or at least culturally significant.
Of course, we’re talking about Hi-Point.
If you want something in the sub-$200 range, this is it. These guns lack in ergonomics, are clunky as hell, and aren’t what we would term aesthetically pleasing (unless you’re into dollar bill designs), but they run.
And actually, they run pretty well.
You can get one in .380 ACP, 9mm, .40 S&W, or .45 ACP…and with their price tags…you can reasonably buy all the models.
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Prices accurate at time of writing
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Johnny also did a review on the .45 ACP Hi-Point, so be sure to read that full write-up or, as usual, check out the video below.
7. Surplus Police Pistols
This is a category of pistols rather than a single make and model, and yes, this means used guns rather than new guns.
That’s hardly the compromise one might be tempted to think it is.
On most semi-auto pistols, the only part that’s actually expensive to replace is the barrel. Everything else, especially springs, is usually pretty cheap.
Most police trade-ins will be functionally fine but will have plenty of holster wear. It’ll be beaten up…but it’ll run, and that’s what matters.
Police trade-in guns are commonly priced at around $400 or less.
Typical models include Glock 22, 23, 17, and 19 pistols, Smith and Wesson M&P9 and M&P40 pistols, and now the first wave of trade-in Sig P320 pistols is hitting the market.
Sig Sauer P226 and P229 pistols are also common police surplus but can command a bit more in the sticker price.
You will typically find more of them in .40 S&W than 9mm.
Typically, you will find more full-size rather than compact guns, but Glock 17s and M&P9s are actually used as CCW guns a lot more often than you’d think.
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Prices accurate at time of writing
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Yes, they’re beater heaters, but they’re common (and proven) makes and models that typically only need a little TLC and maybe a new magazine or two.
Final Thoughts
Getting a budget pistol that works is always better than having no pistol. There are a lot of great carry options on the market, and these are just a few of them!
Any of the ones on the list will serve you well, but be sure to get some training, put in some range time, and choose your ammo with care.
What is your favorite budget CCW? Let us know in the comments! If you’re new to concealed carry, you’ll find these articles helpful!
56 Leave a Reply
I have the Taurus G2C and it's a flawless running pistol. But I'm amazed that you would prefer the G3C over the GX4 which I also have. It's a much better gun with a much better trigger and much more accurate. Since I'm short and the G2C gets uncomfortable when sitting(appendex carry) the GX4 has eliminated that issue and is very comfortable to carry in any condition. An excellent gun for under $400.
You forgot the Bersa Thunder 380 and 380 Plus. You can get either for well under 400 dollars. I have two, one if each. They are miles ahead of any 380 on this list in terms of accuracy, felt recoil, reliability and concealabilty. I can honestly say that after approximately 800 to 1000 rounds thu my 380.plus I have never had a FTF or FTE ever.The only thing I don't like is there "hammer drop/safety" you have to push up with your thumb instead of down which to me is less intuitive, but then again I choose not to carry it engaged.
1.) Determine how much you can reasonably spend and not go into debt.
2.) Look at several pistols and hold them to see if they fit your hand comfortably.
3.) If you can, fire a few of them to see if the recoil is something you can manage. There are
firearm ranges that do allow you try out several firearms.
4.) Make your choice.
5.) Pay in cash and not with a credit/debit card. Buy ammo, too, using cash...always.
6.) Practice, practice, practice.
Look for 'specials on firearms, especially around Christmas. I picked up a new, in-the-box, G2C a couple years ago for $179.
Don't look at getting a 'tack driver' as most pistols are inherently more accurate than many shooters. Get a pistol that has, what would be considered, good combat accuracy, remembering that most self-defense is carried out between 5 to 10 yards.
When you train, train with safety in mind and obey the safety rules until you don't have to think about them. Then...have fun.
This article is suppose to be about the best self defense carry for under $400 then the OP goes on to include the Walther .380 with a price over $400 ($439).
Missing in this roundup is the PSA Dagger which can be acquired optic ready; suppressor height night sights; threaded barrel; etc for under $400.
Nice work, thanks.
Hi-point….and Kel-tec…should never be mentioned in any context involving self defense. Use them for training failure drills maybe…neither should be seriously considered as a primary, no matter how cheap the cost.
I have a Walther Creed that I carry. It was just a tad bit over $400 when I bought it. It has been very accurate for me and fits well as my EDC. Never had any issues with FTF or miss fires either.
Can't believe Springfield Hellcat didn't make the list. My fav CC weapon. Accurate, dependable and 13 rounds. Hasn't failed to shoot with any of the numerous ammo choices I've used.
Ruger 57 baby!
OK, maybe not.
I carry a Kahr cw9. Runs flawlessly with any ammo I feed it and is very accurate to 30 yds‼️
I have and can NOT recommend this Taurus. Mine fails to fire often enough not to trust for defense, despite proper maintenance. Side note: I AM a fan of my Taurus .357, so not a Taurus hater.
Of these choices, I would lean highly toward the m&p.
I have the above Canik and Taurus pistols love 'em both.
Picked up a Canik TP9SF Elite about 6 months ago, and was honestly amazed at how well I shot it right out of the box. The trigger is indeed excellent, and the ergos are dialed in way better than was expected for a $400 gun. It’s not going to displace my P226, but shooting them side by side was eye-opening for myself and two buddies at the range. An excellent choice in this segment!
Not one SA/DA? I know striker-fired are the most popular, but some people prefer hammer-fired SA/DA. Since there is not as much demand, there are fewer options available and they are typically a little more expensive. But you can find these under $400:
- SAR B6C
- Taurus TH9C
- Bersa TPR9CM
You can find these pretty close to $400 if you keep an eye out for good deals:
- Springfield XD-E
- Grand Power P11
Of course, the more popular SA/DA compacts are typically over $500—like any in the CZ-75 line, Beretta Px4 Storm, SIG P229, HK P30, IWI Jericho, KRISS Sphinx SDP, and Tanfoglio Defiant Force Compact.
Great write-up!
Got a Taurus G2c and it won't shoot about half the time when the trigger is pulled. Could not even put 2 mags through, other at the range and myself deemed it too dangerous as it fired a few times after i released the trigger. Called Taurus, they said send it back but there is a minimum of 12+ weeks turn around time. Brand new gun out of the box malfunctioning and i'm told send it back and maybe in 3-4 months you will get it back. What is the purpose of even buying it if you cannot use it for 3-4 months due to bad manufacturing. Taurus says no other options if i want it fixed. For those who had great luck with Taurus, i'm happy for you. But for me never again. Also, even trying to sell this back with less than 20 rounds through it i get offered less than half what i paid for it if they even want to buy it and send it back themselves. I can't keep a firearm for protection when it does not fire when the trigger is pulled about 33% of the time or you can't have it for 3-4 months while being fixed.
Sounds like a troll report. I can write one too on almost any gun, who can say. I bought 2 G3c s and they function great. Accuracy is only as good as the shooter. I have 1911s, Dogs, but I must say, the G3cs are Hard not to like!! Bruce G. Montana
Or maybe the g3c has had the g2c bugs worked out. My experience very similar to his.
Having owned 8 Taurus handguns has left me with 2 comments.
1) Good buyin price and they work ok when they work. They are ONLY a range piece, NOT a CCW!
2) They are a throw away gun because it will take a minimum of 6 months to get them repaired. I've been trying for 3 months to get a RETURN ORDER with no luck.
I recently received a letter from the President of Taurus apologizing for the poor performance of the warranty dept!!!
What are your thoughts on the Ruger-SR9c, 17 round pistol
Recently on Sale for only $249
Ruger SR9c is pretty good for left handed shooters. Safety and mag release are both ambidextrous, but the slide release is RH only. Cost me $320 on GrabAGun.
Your comment about police seizures is extremely valid. In Philadelphia, even if you have a permit to carry, if an officer finds you have a gun on your person or in your car, they just take it, and it takes months to get it back, if ever. I wouldn't mind losing my $200 Taurus P111G2 if this happened. Better than a nice 1911 or a Sig.
I just got the Beretta APX Centurion a few months ago for $350 and I prefer to carry it over the various, more expensive pistols I've carried in the past...
I don't get it... why was the Beretta APX Centurion and/or Compact not mentioned in this article???? Beretta lowered the base price several months ago making this pistol one of the best deals on the market: modular, versatile, incredible ergonomics, and a finalist in the military trials - proven reliability.
Springfield XDS Mod2 in .45. Great little gun, easy to carry, very manageable for such a big caliber, and has a FANTASTIC trigger. I paid $450 for the all black model with 5 mags, but I've seen the two tone for around $375 lately
Was very happy with ported Performance Center Shield. The thumb safety however did not release naturally with my grip.
Tried the Sig 365 and immediately switched. Thumb safety goes off with grip without thought and gun is very comfortable to shoot. I can shoot it as quickly and accurately as my full size guns. 12+1 rounds mags fit my hand and conceal well. 1,800 rounds through it now with zero issues any ammo.
Haven’t had a chance to try the Hellcat, but it’s in the list!
I saw a P365 for $429, that's close, it'll drop under $400 with a bit more time. I'd actually prefer they make a "hammer" version and will wait and see. That or a Ruger 57 compact would be interesting ;)
Why is Ruger seldom, if ever, considered in your comparisons? I own a LC9s that was purchased new for $320. It came with 3 dot sights and an excellent trigger. I am not personally familiar with the EC9s but have not read or heard anything negative. It too sells for less than $400 new.
I totally agree with you Mark. My EDC is a Ruger Security-9. MSRP is currently $549, when i purchased mine two years ago i paid $289. My favorite gun store GrabAGun.com currently list is $325, and the compact version is $320. Ihave also considered the EC9S for $249. All of these firearms have stellar performance reviews and a rock solid Ruger repatriation .
Agree, it's just "essential".
+P too, if you're brave...
The Walther PPS M2 is a better choice than the CCP and, as noted below, is currently [04/26/2020] selling for ~US$300 at CDNN Sports. Both the PPS and PPQ are manufactured at the Walther plant in Ulm as indicated by the "staghorn" proof mark. The CCP is manufactured at the Umarex plant in Arnsberg and passes through the Cologne proof house as indicated by the "three crowns" proof mark. Although Umarex is the parent company of Walther, they manufacture mostly air guns and rimfire guns at Arnsberg. A side-by-side comparison of the PPS with the CCP will demonstrate significant differences in quality of manufacture. When you buy a Walther, you want one made in Ulm.
I'll continue to take my .380 Springfield 911 (with the good grips and sights) with me, thanks. (Far superior to any other .380 out there, IMHO.)
I've concealed carried for decades. There is a "trade space" between reliability, caliber, weight, and size. Although I own several semi-automatics for recreational shooting, when it comes to personal defense, I prefer a revolver. I recognize semi-automatics are very reliable, but getting a bad primer or misfeed and having to clear the weapon are still possible with even the most highly maintained semi-automatic weapon. I used to carry a Smith and Wesson 442 5 shot .38 Special +p. Now I carry a .357 7 round Taurus revolver with a 3" ported barrel. It also has an additional cylinder for 9mm. Fortunately, I've never had to "draw down" with a revolver, but I have had to use, on several occasions, Sabre pepper gel to deter attacks by dogs. I carry both the revolver and the pepper gel. No sense shooting a dog or any other mammal if something less than lethal neutralizes the threat.
Check out the Bersa TPR9C Simply amazing and well made, what a deal! You wont be disappointed.
I can’T believe you did not mention the S&W 442, I love mine. Fits perfectly in the front pocket of my slacks and light as can be. The internal hammer means no snags, and the double action trigger helps prevent glock leg.
I guess it was overlooked because MSRP is over 400....but they can be found closer to 325-350 in the stores. I scored the 442 Performance Center brand new at a local store for 329....highlty recommended by yours truly!
I love my Ruger security 9. No issues whatever! $300 out the door, and shoots like a dream. But anything that's easy to shoot and something you can be confident in, is all you really need.
Got S&W Shields, Rugers, Sigs, etc., but what usually goes with me is a Remington RM380 in a Sticky holster in my right front pocket. Metal gun, not a plastic fantastic. It disappears in my pocket and with a spare mag in a mag pouch in a cargo pocket I’m good to go. Many rounds downrange and nary a malfunction of any kind. Besides, they’re made about 15 miles from me so there’s a certain kinship there.
Good article, I own a G2C great pistol.
Now somewhat off topic.
The first pic in this article of the guy showing IWB holster.
What are the pants he is wearing with the strap going around behind ?
Please 'splain'
I've got a M&P 2.0, I mostly carry it as a backup in an ankle holster, but sometimes I do carry it as a primary. I can shoot the lights out at 5 meters, all 8 rounds in a five in circle in about 3 seconds from low ready. With Hornady Critical Defense it's a great stopper. Paid less than $325 with a built-in laser. Still available for about the same price. I wouldn't bother with the laser again, it was just the better price when I bought mine.
Great article. The TP9 Elite SC is more concealable than the Elite. I have one on the way to alternate with my 9mm Sheild 2.0. I really like the other Caniks.
Great article. Bought a TCP 380 micro years back. Sent back to Taurus for a trigger fix and it's been flawless since. I greatly prefer pocket carry in a sticky holster to any other method and that size eliminated every excuse I'd ever used to leave a ccw home. My buddies guilted me into a bigger cal so I shifted to a P365 (was on sale for 399 at Sportsman's Warehouse) and found I can pocket carry it almost as easily as long as I'm not squeezing into jeans that fit me 10 years ago. Liked the TCP,
but it sucked to practice with. Love the 365 and it's great at the range.
My TCP 380 micro also had to go back to Taurus to get the trigger to work, but when I got it back it passed a 400 round (without cleaning) test with flying colors. So the problem may still be around. It's my "Have a gun" (as in the first rule of a gun-fight). Frankly I've had more trouble with Rugers.
I would not give up my Kimber Micro 9 LG for 2 or more of these.
You can find often find subcompact KAHR 380 pistols for less than $400. My KAHR P380 is ridiculously accurate, reliable, easy to maintain, and easy to shoot with their silky smooth triggers. It is my #1 CCW of choice. Another plus is that it 'disappears' in my clothes and doesn't print when in my DeSantis holster. My 9mm & .40 KAHRS are equally effective CCWs, but obviously larger. Over the years KAHR has made these better & better - well worth consideration.
Ruger LC9S is a good single-stack option, although discontinued. The fixed-sight EC9 series is very affordable. Both may pose challenges for big hands. Bersa Thunder is a reliable .380 and can be found easily for < $300. Walther PPS M2 is a great buy right now on CDNN Sports for ~$300.
Agree on the LC9S and EC9. I have the discontinued LC9S, with tru-glo sights and Crimson Trace green laser.
Yes, the grip is short, but the included magazine accessory butt plate contains the pinky finger. Plus, I have two more, extended grip magazines. (Which don't hold any more bullets. WTF, Ruger?) This is a true, concealed carry pistol, melted, smooth, will fit in a large pants pocket in a Sticky #2 holster. I find it surprisingly accurate and easy to control. Easily passed the CCW range test, and can group 3" at 10 yards. Digests the cheapest practice ammo to the best Hornady er, zombie killers.
I also have an older, LC380 with red laser, hammer-fired, lousy trigger, but that's now relegated to a particular backup location.
I feel the new, inexpensive EC9, with the improved LC's striker trigger, with a Crimson Trace green laser, would be a good concealed carry for anyone who can handle a 9mm in a micro-compact pistol.
Caniks are fantastic guns, but a better recommendation is the new Canik TP9 Sub Elite. It is the sub compact version. Much more compact than the Elite that you recommended. A lot easier to conceal as it's closer to a Glock 26 in size.
I'm surprised that you listed the Canik Elite as opposed to the Canik TP Elite Subcompact which fits this category much better and is about the size of the Taurus. It comes with both 12 and 15 round magazines making it much more concealable. Has the same great trigger, is fitted with an optic plate, you can co-witness with the excellent iron/fiber optic sights. Cost is generally $375 to $399 pre-panic pricing.
I agree with you Peter. I have a Canik TP9 SF Elite, sold my G23 gen 3 for it and have been very satisfied. Plan on getting the Elite subcompact once this "Cootie Fest" is over. Stay safe
I've had a carry permit since the early '80s and have carried a number of guns. My current choice is a HK VP9SK with a CT laser. It fits my hand, shoots very comfortably and accurately; and with the laser I can point accurately without having to bury the target behind the sight.
I got my Shield 9 2.0 on sale for $375. It's a good edc for a skinny ass guy like myself. I got a Hogue grip sleeve to help with the narrow grip and only use the 8 round extended mags and it fits great in my slightly larger than normal hands. If I did it all over again I would probably take a harder look at a M&P compact but I'm still super happy with my Shield.
Never thought of looking at used trade-in models.
Hoping I can come across a m17 unless St. Benitez rids of the CA roster.
Are you allowed to share where we can find police trade-ins for civilians?
Sure can! GunPrime is a great source, you can also try things like gunbroker and guns.com!
I don't own any of the listed handguns but I just want to say to all the Taurus haters: Try their new products with an open mind. My TX22 is my favorite .22 pistol. Love it so much I chose it over all others and sold my SR22 in favor of it. I also picked up a G3 before Christmas. Haven't gotten it to the range yet but first impressions......well built and feels great in the hand. Is it on par with my beloved SP01 - no, but then again it's a different animal. And for the $213 I paid for it new - I'm extremely happy. I cant speak to the Taurus of old but I am VERY happy with their new offerings. Just my .02
I don’t think I can pass up that TX22 much longer. I can walk out the door from my local at around $300 all said and done brand new. That’s ridiculous.
Yea Taurus I would not recommend that you purchase one . Tx 22 sounded great! Ask any gun writer. But owning one is not! I have given Taurus another try then I gave them another another try. This is my latest adventure.
Tx22, recoil spring assembly, the metal spring is chipping the polymer rod to the point of overiding and gouging the aluminum slide. Barrel, so much tool chatter that with most ammo severe leading occurs. Now this isn't the biggest deal I contacted Taurus customer service January 22 2020 and every couple of weeks I call and send e mails. Today is April 26 2020 and I haven't received any parts and a non functioning brand new gun.
I have had to send a few Rugers back while I don't like problems with new guns it fall back to the quality of customer service of which TAURUS seems not to have . I just want to hear Something! If you goggle tx22 problems you will see it is a common problem. I would like to be recognized as a customer and at least told when the parts will ship. I didn't start out as a HATER but I am close! Your mileage may very