5 Best Concealed Carry Insurance [Comparison Chart]

With all of the options for CCW insurance out there and the reviews for every company available (we’ve got a few ourselves!), it’s sometimes a little daunting to figure out the exact pros and cons of every option available.  

Too Many Options

Luckily for you, we’ve provided a handy chart to go over some of the basic differences between a few of the more notable CCW insurance companies and their offerings to help you make an informed decision without spending half your Sunday Gunday staring at the computer.

Of course, this chart only provides the essential information you’ll want to know when making a comparison, but you should definitely look into the details of the plans once you’ve narrowed your choices down to the final 2 or 3 to make sure you are signing up for exactly the type of coverage you want.

CCW for everyone
Everyone should have a CCW insurance policy!

Instead, we’ve focused on the most common options that someone looking for CCW insurance would be interested in.

And of course, there’s a little glossary at the end as well if any of the categories seem unclear.  If you’ve read this far, congrats! Now onto the chart!

Concealed Carry Insurance Comparison Chart

 USCCANRA Carry GuardCCW SafeUS & TX Law ShieldSecond Call Defense
Cost per Month$22$16.17$16$10.95$14.95
Civil Defense Coverage$500,000$250,000No LimitNo Limit$500,000
Criminal Defense Coverage$100,000$100,000No LimitNo Limit$50,000
PayoutUpfront payment for criminal defense and bail bond onlyReimbursmentUpfront paymentUpfront paymentUpfront Payment
Bail AmountDeducted from Criminal Defense Coverage$20,000$500,000Additional charge for coverage$5,000
Lost Wages$3,000Up to $250/dayUp to $250/dayNoneUp to $250/day
Territories CoveredEntire USAUSA, US Virgin Island, Puerto Rico, and CanadaEntire USAAdditional charge for entire USA and Puerto RicoEntire USA
Additional Firearms TrainingOnline video library, training drills or in-person instructionVideo training, in-person coursesWeekly content including videosVideo libraryOnline training, self-defense newsletter
Check It OutUSCCANRA Carry GuardCCW SafeUS & TX Law ShieldSecond Call Defense

We’ve left out information like whether there is 24/7 phone support or the additional amounts of coverage you’ll get by paying for higher tiers of coverage since every one of these companies offers those things.  

Full Reviews

We’re eventually looking to review all of them…but for now these are the ones we actually “carry” ourselves.

USCCA Full Review

What’s your take on the big dog, USCCA?

Readers' Ratings

4.75/5 (8)

Your Rating?

And our newest…

CCW Safe Full Review

Glossary

  • Cost
    • How much the plan costs! Surprise!
  • Civil defense coverage/criminal defense coverage
    • How much the insurance will pay for (maximum) to cover all the fees associated with defending you in a civil or criminal trial after a shooting
  • Payout
    • Whether the insurance company will pay for your expenses up front or reimburse you afterward
  • Bail amount
    • Maximum amount insurance will provide to cover the cost of bail if you are held in jail after a shooting
  • Lost wages
    • The maximum amount you will be paid to make up for missing work while dealing with your legal defense
  • Territories covered
    • States, territories, and countries where you will be covered in the event of a shooting
  • Additional firearms training
    • Training programs and materials provided in addition to the CCW insurance policy

Armed with this chart, you should hopefully have a better idea about which CCW insurance to get!  If you’re still undecided or just want to read our own experiences with the plans our staff went with, check out our CCW insurance reviews for USCCA and CCW Safe!

2
Leave a Reply

avatar
2 Comment threads
0 Thread replies
0 Followers
 
Most reacted comment
Hottest comment thread
2 Comment authors
Rick3Ryan Recent comment authors
  Subscribe  
newest oldest most voted
Notify of
Rick3
Guest
Rick3

Uscca will not take clients from WA state, because of insurance regs. Bummer!

Also, same problem as Ryan…can’t see last few columns in chart.

Ryan
Guest
Ryan

Cannot read the read the last two columns on the right side of the chart. Ads cut them off. Definitely an interesting topic for me. I would like to see the whole chart.

New to Guns ? Check out our beginners guns video course. Start Now